SFPSeller Finance
Partner
Powered byDoorly
1 / 31
Seller financing available

$257,900

1051 Elm Drive, Providence Village, TX 76227

3
beds
2
baths
1,434
sqft

Est. with seller financing: $2,061/mo

  • Single-family
  • Built in 2003
  • 5,401 sq ft lot
  • $180/sqft
  • $73/mo HOA
  • Denton County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Ask about seller concessions — the seller may consider contributing toward your rate buydown or closing costs. Have that conversation before you decide what you can afford. It changes the number more than most buyers expect. Single-story, 3 bedrooms, 2 baths, vacant and ready now under mature shade trees in an established section of Providence Village. No PID assessment. Quick close available. Here is what nobody tells you about a first home: the parts you end up loving are the ones you never thought to ask about. The shade that makes the patio usable in August. A front porch deep enough to sit on. A backyard that is already fenced, already landscaped, already on a sprinkler system — so your first summer here costs you a Saturday, not a second loan. Grown trees take twenty years and cannot be installed. These are already here. Inside, the floor plan does the work for you. Living room, kitchen, and dining open into each other, so the person cooking is still part of whatever else is happening. A wood-burning fireplace for the four weeks a year North Texas earns one. Luxury vinyl plank flooring throughout — it takes shoes, paws, and spilled coffee without complaint. The kitchen has a center island, a real pantry, and enough cabinetry that you will not be rethinking storage in month two. Then there's the part you are really buying. Providence Village is a finished

Facts & features

Interior

Bedrooms & bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & cooling

  • Heating: Central
  • Heating: Electric
  • Heating: ENERGY STAR Qualified Equipment
  • Heating: Fireplace(s)
  • Cooling: Ceiling Fan(s)
  • Cooling: Central Air
  • Cooling: Electric
  • Cooling: ENERGY STAR Qualified Equipment

Appliances

  • Dishwasher
  • Disposal
  • Electric Cooktop
  • Electric Oven
  • Microwave

Laundry

  • Dryer - Electric Hookup
  • In Utility Room
  • W/D - Full Size W/D Area
  • Washer Hookup

Features

  • Cable TV Available
  • Decorative Lighting
  • Eat-in Kitchen
  • High Speed Internet Available
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Flooring

  • Ceramic Tile
  • Luxury Vinyl Plank

Fireplace

  • Fireplaces: 1
  • Features: Living Room, Wood Burning

Interior area

  • Living area: 1,434 sqft
  • Living areas: 1
  • Dining areas: 1

Rooms

RoomSize (ft)
Kitchen11 × 11
Living Room19 × 15
Bath-Primary15 × 8
Bedroom15 × 11
Bedroom15 × 11
Primary bedroom14 × 13
Dining Room11 × 10
Laundry6 × 6
Bath-Full8 × 5

Property

Parking

  • Garage spaces: 2
  • Attached garage: Yes
  • Covered parking spaces: 2
  • Parking features: Garage, Garage Door Opener, Garage Faces Rear, Secured, Storage

Lot

  • Lot size: 0.124 acres (5,401 sqft)
  • Lot features: Few Trees, Interior Lot, Landscaped, Level, Sprinkler System, Subdivision
  • Fencing: Back Yard, Vinyl

Outdoor

  • Patio & porch: Covered
  • Patio & porch: Patio

Pool

  • Private pool: No

Construction

Type & style

  • Home type: Single Detached
  • Architectural style: Traditional
  • Stories: 1
  • Attached to another unit: No

Materials

  • Construction: Siding
  • Roof: Composition, Shingle
  • Foundation: Slab
  • Windows: Window Coverings

Condition

  • Year built: 2003

Utilities & energy

Utilities

  • Cable Available
  • City Sewer
  • City Water
  • Electricity Available
  • Electricity Connected

Security

  • Carbon Monoxide Detector(s)
  • Smoke Detector(s)

Community & HOA

Community

  • Subdivision: Providence Ph 1
  • Community features: Club House, Community Pool, Curbs, Fishing, Fitness Center, Sidewalks

HOA

  • Has HOA: Yes
  • HOA dues: $436 semi-annual
  • HOA fee includes: Management Fees
  • Restrictions: No Known Restriction(s)
  • MUD district: No

Schools

Denton ISD

  • Elementary: Providence
  • Middle: Rodriguez
  • High: Ray Braswell

Financial & listing details

Listing

  • Price per sq ft: $180
  • County: Denton
  • Financing: Seller financing available through our lending partner

Taxes & records

  • Parcel ID: R246277

MLS

  • MLS #: 21334980
  • Listed: 07/20/2026

Estimated payment with seller financing

Est. seller-financed payment

$2,061/mo

Principal & interest
$1,868/mo
Property taxes
Not available
Homeowners insurance (est.)
$120/mo
HOA dues
$73/mo
Loan amount
$232,110
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. Our lending partner handles the purchase from the seller.

  3. 3

    Move in

    Our lending partner resells the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Karla Cedillos

eXp Realty

MLS #
21334980

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers through SFP's lending partner, Doorly, only on this site. The seller and listing agent are not affiliated with SFP and cannot offer this program directly.

See If You Qualify

More homes in Providence Village