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Seller financing available

$280,000

405 Covington Cove, Princeton, TX 75407

3
beds
2.5
baths
1,633
sqft

Est. with seller financing: $2,648/mo

  • Single-family
  • Built in 2021
  • 4,617 sq ft lot
  • $171/sqft
  • $42/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

Financing powered byDoorly

About this home

Standout Princeton opportunity with upgrades that set this home apart! This well-appointed 3-bedroom, 3-bath home offers 1,633 square feet of thoughtfully designed living space, an open-concept floor plan, and improvements you simply don't find in every home in the neighborhood. Updated LVP flooring adds a fresh, modern feel throughout the living areas, while the spacious kitchen and living room provide an ideal setting for both everyday living and entertaining. The primary suite delivers a true upgrade with a beautifully updated bath featuring a dual-sink vanity and LED lighted mirror, plus a large walk-in closet. All bedrooms are conveniently located upstairs along with the laundry room, creating an efficient layout for everyday life. Additional walk-in closet space provides plenty of storage throughout the home. Outside is where this property really shines. The large backyard and extended covered patio offer substantially more outdoor living space than you might expect, with ceiling fans and electrical already in place. It's the perfect setup for morning coffee, weekend gatherings, pets, or simply enjoying the extra room to spread out. And then there's Princeton&mdasha community experiencing remarkable growth, with new businesses, restaurants, parks, trails, and amenities continuing to arrive. This home is conveniently located near schools and daycares, close to local parks and dog-walking trails, and just down the street from the brand-new fire station. If you're looking for a home that combines the value and energy of one of North Texas's fastest-growing communities with meaningful upgrades and a backyard that stands out from the competition, 405 Covington deserves a look.

Facts & features

Interior

Bedrooms & bathrooms

  • Bedrooms: 3
  • Bathrooms: 2.5
  • Full bathrooms: 2
  • Half bathrooms: 1

Heating & cooling

  • Heating: Electric
  • Cooling: Central Air

Appliances

  • Dishwasher
  • Disposal
  • Microwave
  • Vented Exhaust Fan

Laundry

  • Dryer - Electric Hookup
  • In Utility Room
  • W/D - Full Size W/D Area
  • Washer Hookup

Features

  • Cable TV Available
  • Eat-in Kitchen
  • High Speed Internet Available
  • Pantry
  • Walk-In Closet(s)

Flooring

  • Carpet
  • Luxury Vinyl Plank

Interior area

  • Living area: 1,633 sqft
  • Living areas: 1
  • Dining areas: 1

Rooms

RoomSize (ft)
Primary bedroom15 × 14
Bedroom13 × 12
Utility Room6 × 6
Bedroom12 × 11
Kitchen15 × 14
Living Room15 × 20

Property

Parking

  • Garage spaces: 2
  • Attached garage: Yes
  • Covered parking spaces: 2
  • Parking features: Driveway, Garage, Garage Faces Front, Garage Single Door

Lot

  • Lot size: 0.106 acres (4,617 sqft)

Outdoor

  • Patio & porch: Covered
  • Patio & porch: Patio
  • Patio & porch: Rear Porch

Pool

  • Private pool: No

Construction

Type & style

  • Home type: Single Detached
  • Architectural style: Traditional
  • Stories: 2
  • Attached to another unit: No

Materials

  • Construction: Brick
  • Roof: Composition
  • Foundation: Slab

Condition

  • Year built: 2021

Utilities & energy

Utilities

  • City Sewer
  • City Water

Community & HOA

Community

  • Subdivision: Monticello Park - Ph 1

HOA

  • Has HOA: Yes
  • HOA dues: $500 annually
  • HOA fee includes: Full Use of Facilities
  • MUD district: No

Schools

Princeton ISD

  • Elementary: Green
  • Middle: Southard
  • High: Lovelady

Financial & listing details

Listing

  • Price per sq ft: $171
  • County: Collin
  • Financing: Seller financing available through our lending partner

Taxes & records

  • Annual tax (without exemptions): $5,361
  • Parcel ID: R1230000A01001

MLS

  • MLS #: 21358644
  • Listed: 08/13/2026

Estimated payment with seller financing

Est. seller-financed payment

$2,648/mo

Principal & interest
$2,028/mo
Property taxes
$447/mo
Homeowners insurance (est.)
$131/mo
HOA dues
$42/mo
Loan amount
$252,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
Financing powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. Our lending partner handles the purchase from the seller.

  3. 3

    Move in

    Our lending partner resells the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Michael McCuller

Real Broker, LLC

MLS #
21358644

Want to buy this home with seller financing?
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Financing powered byDoorly

Seller financing for this home is available to qualified buyers through SFP's lending partner, Doorly, only on this site. The seller and listing agent are not affiliated with SFP and cannot offer this program directly.

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